Built-in rate increases

Our Escalator Term Deposits have built-in rate increases so your money grows more each year – automatically. And it's cashable on each anniversary date, so you can access your money when you need it.

Growth that escalates over the long term

  • Laddered rate
  • 2, 3 and 5 year terms
  • $100 minimum
  • RRSP, RRIF, RESP, TFSA, RDSP eligible
  • Deposits are 100% guaranteed**
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Escalator Term Deposits at a glance:

  2-Year Escalator 3-Year Escalator 5-Year Escalator
Minimum Investment $100 $100 $100
Term/Duration 2 years 3 years 5 years
Eligibility RRSP, RRIF, RESP, TFSA, RDSP
Interest Interest paid out annually or compounded annually.
Renewal At maturity you have the option to renew your Escalator Term Deposit, invest in a different term deposit, or withdraw the funds.

2-Year Escalator Term Deposit* Rates
2-Year Escalator: year 1 annual interest
4.50%
2-Year Escalator: year 2 annual interest
4.90%

 

3-Year Escalator Term Deposit* Rates
3-Year Escalator: year 1 annual interest
4.25%
3-Year Escalator: year 2 annual interest
4.40%
3-Year Escalator: year 3 annual interest
4.85%

 

5-Year Escalator Term Deposit* Rates
5-Year Escalator: year 1 annual interest
4.10%
5-Year Escalator: year 2 annual interest
4.15%
5-Year Escalator: year 3 annual interest
4.20%
5-Year Escalator: year 4 annual interest
4.25%
5-Year Escalator: year 5 annual interest
4.50%

 

From the Help Centre

  • Icon - Online Banking
    Online Banking

    Opening a term deposit online

    You can open a variety of accounts yourself online including term deposits.
    Learn More
  • Icon - Investments
    Investments

    Deposit guarantee protection

    Understand how the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC) protects the money you deposit at BlueShore Financial.
    Learn More
More From The Help Centre
Investment Advisor, Niall Dempsey

Niall Dempsey

Investment Advisor

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* Rates are subject to change without notice at any time. 

** Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).