Centra Gold Mastercard
A card that suits your style.
- Annual Fee: $50
- Additional Card: $10
- Grace Period: 25 days
- Interest Rate: 9.90%
- Credit Limit: $500 - $50,000*
Everything you need, nothing you don't.
Collect points to earn free merchandise, flexible travel rewards, and cash back rewards. It's never been easier to economize and earn at the same time. It's easy with our Centra Gold Mastercard®, the card built around your lifestyle. The supplemental card option is available if you wish to add an authorized user to your account.
- Earn 1 point for every $1 charged for retail purchases.
- Worldwide flight options on more than 100 airlines and more than 80,000 hotel locations.
- Points can be redeemed for premium merchandise, travel, gift cards or events from FlexRewards.
- Redeem points for a 1% value (10,000 points = $100 worth of travel, merchandise, gift cards or cash).
- Amount of FlexRewards® you may accumulate is unlimited each calendar year.
- Common carrier travel accident insurance - up to $125,000 coverage when your ticket is purchased with your Mastercard.
Purchase Protection and Extended Warranty
- 90-day purchase protection:
- Protection against loss, theft and damage for most items purchased with your Mastercard.
- Items will be replaced or repaired, or you will be reimbursed the purchase price.
- Some limitations apply.
- Extended warranty:
- The manufacturer's warranty is automatically extended by up to one additional year for most items purchased with your Mastercard.
- Warranty must be valid in Canada. Other limitations apply; see the certificate of insurance when you receive your card.
Rental Vehicle Benefits
When you rent a car with your Mastercard, you're protected for up to 48 consecutive days with:
- Collision or loss damage waiver benefit - equivalent to that offered by the car rental company, provided you decline the car rental company's optional collision damage waiver.
- Rental vehicles which are part of a car sharing program are eligible for Auto Rental Collision/Loss Damage coverage if the entire cost has been charged to your Mastercard and other eligibility requirements were met.
- World-wide global acceptance serving consumers in 210 countries and territories**
- 24-hour lost/stolen card assistance
- World's largest ATM network
- Emergency cards and cash advances
- Zero liability fraud protection