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Long-Term Non-Redeemable Term Deposit

Guaranteed growth over the long term.

Guaranteed growth over the long term.

  • Laddered rate
  • 1 to 5 years
  • $500 minimum
  • Deposits are 100% guaranteed*
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Long-Term Non-Redeemable Term Deposits allow you to earn a higher rate of return by locking your funds in for a longer period of time. Choose a non-redeemable term deposit if you want a no-risk investment and don't want to worry about re-investing every few months; or choose a redeemable term deposit and get the added flexibility of accessing your funds if you need them.

Long-Term Term Deposit at a glance:

BlueShore Financial Long-Term Term Deposit
 Long-Term Non-Redeemable Term Deposit
Minimum Investment $500
Term/Duration 1 to 5 years
Interest Interest transferred monthly (non-registered only) or annually to your savings or chequing account, or compounded annually and reinvested into your term deposit.
Renewal At maturity you have the option to renew your Long-Term Term Deposit, invest in a different term deposit, or withdraw the funds.

Rates †

Long-term Non-Redeemable Term Deposits (Annual Interest) (Rates effective 2020-11-05) Rates
Non-Redeemable: long-term, 1 year, annual interest 0.70%
Non-Redeemable: long-term, 1.5 years, annual interest 0.75%
Non-Redeemable: long-term, 2 years, annual interest 0.80%
Non-Redeemable: long-term, 3 years, annual interest 0.90%
Non-Redeemable: long-term, 4 year, annual interest 1.00%
Non-Redeemable: long-term, 5 years, annual interest 1.10%

* Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.

† Rates are subject to change without notice at any time. For more information visit your nearest branch or call us at 604.982.8000 or toll-free 1.888.713.6728.

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