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Online Banking

Mortgage Selector

Let us help you find the mortgage that is right for you!

Which of the following best describes your situation??

Given there are many mortgage products and options available, the right mortgage for you will depend on your unique situation and requirements. Your needs will change throughout your life, so make sure you understand which features your mortgage has, which you need and which you can do without.


Helpful Tips!


Property purchase price?

If you're in the market to buy a home, you'll want to calculate the purchase price of the property you're interested in buying.


Your down payment?

Determining how much money you have available for down payment and closing costs affects almost every aspect of buying a home - including how you write your purchase offer, as well as, the mortgage and interest rate you qualify for.


What is your property value??

Determining your property value requires consideration of a variety of factors including, but not limited to, size, location, condition, upgrades, comparable prices, appraisal, assessed valued and market conditions. Do your homework and consult a real estate professional to help put the right value on your property.


What is your outstanding mortgage??

The principal balance of a mortgage is the outstanding amount which does not include interest or other charges.


Do you require additional funds (for renovations, travel or other)??

Your home is one of your most valuable assets, and you can use your home equity to meet ongoing credit needs.


What would you consider to be your comfort level if interest rates rise??

Remember to consider what the effect will be on your mortgage and budget if interest rates increased. If you know in advance what areas of your budget have the most flexibility it will give you a good grasp on exactly how interest rates will affect your lifestyle and future payments.


Are you planning to pay down, refinance or move in the next 2 years??

Your short-term plans can play an important part in the type of mortgage options you choose, it's important to consider the benefits and limits of paying down or refinancing your mortgage.

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