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Mutual Funds

Helping you invest and build your wealth.

Whether you are starting out or already have a growing portfolio, through our partnership with Credential Asset Management Inc.® and Credential Securities Inc.®, we can provide you with access to the right mutual fund solutions to help you reach your financial goals.

Mutual funds* are professionally managed investments that pool your money with other investors. Through Credential, you have access to thousands of individual funds as well as an exclusive suite of OnCourse portfolio solutions managed by two leading fund companies, AGF and NEI Investments.

Mutual funds are the products of choice for many investors as they build their portfolios. They offer a wide variety of asset allocations designed to suit different investment objectives. Most will accept regular monthly deposits of all sizes – ideal for dollar-cost averaging your purchases. Mutual funds help diversify risk and frequently generate higher returns than most deposit accounts or other savings vehicles. For sophisticated investors, in partnership with their financial advisor, mutual funds can provide opportunities to help balance and diversify portfolios.

Benefits of investing in mutual funds.

  • Professional Management. Experienced professional fund managers have access to extensive market research information and a solid understanding of the intricacies of the financial markets, to help them make informed investment decisions.
  • Diversification. When you purchase mutual funds, you're investing in a wide array of companies and industries. You can also invest in different types of assets, such as equities, corporate and government bonds and cash reserves. This level of diversification is difficult to achieve as an individual investor, without considerable effort and money. Such diversification also can reduce the risk of loss from problems with any one company, industry segment or geography.
  • Liquidity. When you invest in a mutual fund, you can redeem part or all of your investment at any time. You can usually sell your mutual fund shares quickly and easily on any business day, at that particular day's price. This allows you quick access to your money if you need it in case of an emergency.

Getting started: OnCourse portfolios.

With over 20,000 mutual funds in Canada alone to choose from, how do you decide which to invest in? By letting the professionals do it for you. OnCourse solutions offer two families of mutual fund portfolios designed to match your investment comfort level, risk tolerance and long-term goals, ranging from very conservative to growth-oriented. It's a simple, cost-effective way to start investing and build your wealth.

Managing your wealth: customized portfolios.

Larger portfolios will benefit from the professional guidance of a Credential Securities investment advisor at BlueShore Financial. Advisors closely monitor the top performing funds from companies such as Mackenzie, AGF, NEI, Fidelity, CI, Dynamic and TD, then work with you to create the investment mix right for you. They can also provide more diverse and customized options to help build and preserve your wealth, including exchange-traded funds*, high-end fund wraps, individual equities and bonds *.

Have a look at some of the most frequently asked questions regarding mutual funds.

e-Statements option: go green!

Clients with mutual funds from Credential Asset Management Inc. can receive e-Statements in lieu of paper statements in the mail. The service is convenient, allowing account statement access anywhere, anytime, and reduces clients' risk of identity theft and mail fraud.

Sign up is simple through the secure Credential Direct web portal – just go to My Profile > Preferences to start your e-Statement delivery.