Our term deposits provide:
- A great way to earn higher interest on money you don't need for day-to-day expenses
- A no-risk savings strategy with guaranteed principal
- The option to consider term rates based partially or wholly on market performance, for higher potential growth
- Term lengths from as short as 30 days up to 5 years
- Low minimum deposits
- Competitive interest rates
- Deposits are 100% guaranteed†
Our financial experts will work with you to find the solution that best meets your needs.
Lock in for guaranteed growth
Earn 5.6% per year on new 20-month non-redeemable term deposits.*
- Deposits 100% guaranteed†
- Investments can be held in either non-registered or registered accounts (RRSP, RRIF or TFSA eligible)
- Eligible on new deposits only
Short-Term Non-Redeemable
Guaranteed growth for as little as 30 days.
- Laddered rate 30-364 days
- $500 minimum RRSP, RRIF &
- TFSA eligible
Long-Term Non-Redeemable
Guaranteed growth over the long term.
- Laddered rate
- 1-5 years, $500 minimum
- RRSP, RRIF, RESP, TFSA, & RDSP eligible
FLEXterm Term Deposit
Even small deposits can work harder.
- 1- or 2-year options
- $100 minimum
- RRSP, RRIF, TFSA eligible
Jump Rate® Term Deposit
Flexibility with a guaranteed rate of return.
- 18 months
- $500 minimum
- RRSP, RRIF, RESP, TFSA & RDSP eligible
Escalator® Term Deposit
Growth that escalates over the long term.
- Laddered rate
- 2, 3 or 5 year terms
- $100 minimum
- RRSP, RRIF, RESP, TFSA, RDSP eligible
GuaranteePlus Term Deposit
Guaranteed return plus potential.
- Market performance based rate
- 3 or 5 years
- $500 minimum
- RRSP, RESP & TFSA eligible
Global Performance Term Deposit
Growth based on international stocks.
- Market performance-based rate
- 5 years
- $500 minimum
- RRSP, RESP & TFSA eligible
Responsible Option Aggressive Guaranteed Term Deposit
ESG values for sustainable growth.
- 3 year non-redeemable
- $500 minimum
- Higher potential return
U.S. Term Deposits
Guaranteed growth over the long term.
- 30 days – 1 year
- $500 minimum
- Interest at maturity
Term Deposit Classifications
From the Advice Hub and Help Centre
Kelly Gares
Investment Advisor
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