Our term deposits provide:

  • A great way to earn higher interest on money you don't need for day-to-day expenses
  • A no-risk savings strategy with guaranteed principal
  • The option to consider term rates based partially or wholly on market performance, for higher potential growth
  • Term lengths from as short as 30 days up to 5 years
  • Low minimum deposits
  • Competitive interest rates
  • Deposits are 100% guaranteed**

Our financial experts will work with you to find the solution that best meets your needs.

Cherry blossoms

Short-Term Non-Redeemable

Guaranteed growth for as little as 30 days.

  • Laddered rate 30-364 days
  • $500 minimum RRSP, RRIF &
  • TFSA eligible

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Green leaf on a tree branch

Long-Term Non-Redeemable

Guaranteed growth over the long term.

  • Laddered rate
  • 1-5 years, $500 minimum
  • RRSP, RRIF, RESP, TFSA, & RDSP eligible

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Flower bud on branch

FLEXterm Term Deposit

Even small deposits can work harder.

  • 60 days - 1 year
  • $100 minimum
  • RRSP, RRIF, TFSA eligible

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Fir tree branch

Jump Rate® Term Deposit

Flexibility with a guaranteed rate of return.

  • 18 months
  • $500 minimum
  • RRSP, RRIF, RESP, TFSA & RDSP eligible

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While flower growing by log

Escalator® Term Deposit

Growth that escalates over the long term.

  • Laddered rate
  • 2, 3 or 5 year terms
  • $100 minimum
  • RRSP, RRIF, RESP, TFSA, RDSP eligible

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Fern branch

GuaranteePlus

Guaranteed return plus potential.

  • Market performance based rate
  • 3 or 5 years
  • $500 minimum
  • RRSP, RESP & TFSA eligible

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Pinecones on a tree branch

Global Performance

Growth based on international stocks.

  • Market performance-based rate
  • 5 years
  • $500 minimum
  • RRSP, RESP & TFSA eligible

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Daffodils on a sunny day

Global Guarantee

Growth based on international stocks.

  • Market performance-based rate
  • 5 years
  • $500 minimum
  • RRSP, RESP & TFSA eligible

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Beautiful white flowers on a branch

U.S. Term Deposits

Guaranteed growth over the long term.

  • 30 days – 1 year
  • $500 minimum
  • Interest at maturity

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BlueShore Financial, Investment Advisor, Kelly Gares

Kelly Gares

Investment Advisor

Have a question? Ask an expert

Our team of experienced professionals are here to answer any questions you may have.

‡ Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.