Our business savings accounts offer:

  • Free Online, Mobile and Telephone Banking
  • Surcharge-free access to Canadian currency accounts at over 4,500 THE EXCHANGE® or ACCULINK®ATMs across Canada with your Access Card
  • Deposits are 100% guaranteed**
  • Environmentally sensitive e-statement options reduce paper, enhancing security and privacy

Business Investment Savings

Grow your savings at a premium rate.

  • Interest calculated daily
  • Deposits are 100% guaranteed**


The Business Investment Savings Account offers you a flexible way to save your money. It's ideal for parking surplus funds that can earn high daily interest without sacrificing liquidity. Your money is entirely accessible; withdraw funds to finance a business improvement or transfer them to a higher yielding investment vehicle when the time is right. Deposit or withdraw at any time.

  • Free Online, Mobile and Telephone Banking access
  • Two free transactions per month such as withdrawals, pre-authorized payments, bill payments
  • Unlimited electronic deposits
  • Low deposit and withdrawal fees
  • Interest calculated daily*
  • Deposits are 100% guaranteed**
  • Free statement available online or by phone anytime
  • Easy access to your money through your Access Card (available on accounts requiring only one signature)


Business Investment Savings


Business Investment Savings Package Service Fees
Deposits $1.25 b
Night Deposits / Mail Deposit $1.25 b
Withdrawals $5.00 c
Bill Payments $5.00 c
Transfers (between BlueShore Financial accounts) $5.00 c
Deposits - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM Free
Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM $5.00 c
Withdrawals - Interac® ATM $6.50
Withdrawals - Cirrus or U.S. EXCHANGE® ATM $7.50
Point of Sale (in Canada) $5.00 c
Bill Payment $5.00 c
Transfers (between BlueShore Financial accounts) $5.00 c
Interac® e-Transfers - request money $1.00
Interac® e-Transfers - send money $5.00 c
Pre-authorized Payment Credits Free
Pre-authorized Payment Debits $5.00 c
Cheque Clearing N/A

c May be counted as a free transaction(s) as per package setup; fees charged after transaction limit exceeded.

d $5.00 transaction fee applies after transaction limit exceeded.


Business U.S. Savings

Shelter from exchange rate fluctuations

  • Ideal if you conduct business in U.S. dollars
  • Interest calculated daily*
  • Pay only for the services you use
  • Transfer funds online between your Canadian and U.S. accounts


Ideal for clients who conduct business in the U.S on a regular basis and want protection from volatile exchange rates.

  • Buy U.S. currency when rates are favorable; earn interest while you hold it
  • 1 free transaction per month; then pay on a per-transaction basis
  • Transfer funds between your Business U.S. Savings and Business U.S. Chequing account without currency conversion – online, in-branch or by phone through our Solution Centre
  • Transfer funds between your Canadian and U.S. accounts online – standard currency conversion rates will apply
  • Free monthly statement
  • Deposits are 100% guaranteed**

Please note this account cannot be accessed from ATMs that dispense U.S. funds.


Business U.S. Savings

Business U.S. Savings package service fees
Transactions included: 1
Deposits $1.25 a,b
Night Deposits / Mail Deposits $1.25 a,b
Withdrawals $1.25 a,b
Bill Payments N/A
Transfers (between BlueShore Financial accounts) $1.25 a,b
Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM N/A
Withdrawals - Interac® ATM N/A
Withdrawals - Cirrus or U.S. EXCHANGE® ATM N/A
Point of Sale (in Canada) N/A
Bill Payment N/A
Transfers (between BlueShore Financial accounts) Freeb
Interac® e-Transfers N/A
Pre-authorized Payment Debits $1.25 a,b
Pre-authorized Credits $0.25a,c
Cheque Clearing N/A

a Service charges in U.S. dollars.

b Standard foreign exchange rates apply between Canadian and U.S. accounts.

c This transaction qualifies as part of your monthly transaction total.


Business Advisor - Lauren Robinson

Lauren Robinson

Business Advisor

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Our team of experienced professionals are here to answer any questions you may have.

* Rates are subject to change without notice at any time. 

** Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).

®THE EXCHANGE and ®THE EXCHANGE & Design are registered trademarks owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.

®ACCULINK is a registered trademark owned by Credit Union Central of Canada, used under license.