Our business savings accounts offer:

  • Free Online, Mobile and Telephone Banking
  • Surcharge-free access to Canadian currency accounts at over 4,500 THE EXCHANGE® or ACCULINK®ATMs across Canada with your Access Card
  • Deposits are 100% guaranteed
  • Environmentally sensitive e-statement options reduce paper, enhancing security and privacy

Premium Business Savings

Enjoy premium business savings with tiered, higher rates of interest.

  • One free debit transaction per month
  • No minimum amount required
  • Tiered interest based on balance
  • Deposits are 100% guaranteed

The Premium Business Savings Account offers a tiered interest rate that increases as your balance grows, allowing you to grow your business’ savings as your account balance increases.

  • Set goals and accumulate business savings faster
  • Competitive rate; no minimum balance required
  • One free debit per month, such as a withdrawal, transfer or electronic bill payment
  • Make unlimited deposits, when and how you choose
  • Withdraw funds at any time
  • Free monthly statement
  • Easy access to your money through ATMs, Online, Mobile or Telephone Banking
  • Deposits are 100% guaranteed**

Premium Business Savings Balance Rates
Premium Business Savings $0 – 24,999
1.50%
Premium Business Savings $25,000 – 99,999
1.75%
Premium Business Savings $100,000 – 499,999
2.00%
Premium Business Savings $500,000 – 999,999
3.00%
Premium Business Savings $1,000,000 – 4,999,999
4.50%
Premium Business Savings $5MM+
5.00%

Premium Business Savings Package Service Fees 
In-branch 
DepositsFree 
Night Deposits / Mail DepositFree 
Withdrawals$5.00 b 
Bill Payment - In branch$5.00 b 
Transfers (between BlueShore Financial accounts)Free 
Electronic 
Deposits - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATMFree 
Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM$5.00 b 
Withdrawals - Interac® ATM$5.00 
Withdrawals - Cirrus or U.S. EXCHANGE® ATM$5.00 
Point of Sale (in Canada)$5.00 b 
Bill Payment - Online$5.00 b 
Interac® e-Transfers - request moneyFree 
Interac® e-Transfers - send money$5.00 b 
Pre-authorized Payment CreditsFree 
Pre-authorized Payment Debits$5.00 b 
Cheque ClearingN/A 

b as free transaction(s) as per package set-up; fees charged after transaction limit.

Business Savings Account PDF Fees

Business Investment Savings

Grow your savings at a premium rate.

  • Interest calculated daily
  • Deposits are 100% guaranteed

 

The Business Investment Savings Account offers you a flexible way to save your money. It's ideal for parking surplus funds that can earn high daily interest without sacrificing liquidity. Your money is entirely accessible; withdraw funds to finance a business improvement or transfer them to a higher yielding investment vehicle when the time is right. Deposit or withdraw at any time.

  • Free Online, Mobile and Telephone Banking access
  • Two free transactions per month such as withdrawals, pre-authorized payments, bill payments
  • Unlimited electronic deposits
  • Low deposit and withdrawal fees
  • Interest calculated daily*
  • Deposits are 100% guaranteed**
  • Free statement available online or by phone anytime
  • Easy access to your money through your Access Card (available on accounts requiring only one signature)

 

Business Investment Savings Balance Rates
Business Investment Savings $0-9,999
0.05%
Business Investment Savings $10,000-49,999
0.05%
Business Investment Savings $50,000-249,999
0.05%
Business Investment Savings $100,000-499,999
0.05%
Business Investment Savings $250,000-499,999
0.05%
Business Investment Savings $500,000-999,999
0.05%
Business Investment Savings $1MM+
0.05%

 

Business Investment Savings Package Service Fees 
In-branch 
DepositsFree 
Night Deposits / Mail DepositFree 
Withdrawals$5.00 b 
Bill Payments$5.00 b 
Transfers (between BlueShore Financial accounts)Free 
Electronic 
Deposits - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATMFree 
Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM$5.00 b 
Withdrawals - Interac® ATM$5.00 
Withdrawals - Cirrus or U.S. EXCHANGE® ATM$5.00 
Point of Sale (in Canada)$5.00 b 
Bill Payment$5.00 b 
Interac® e-Transfers - request moneyFree 
Interac® e-Transfers - send money$5.00 b 
Pre-authorized Payment CreditsFree 
Pre-authorized Payment Debits$5.00 b 
Cheque ClearingN/A 

b as free transaction(s) as per package set-up; fees charged after transaction limit.

Business Savings Account PDF Fees

Business U.S. Savings

Shelter from exchange rate fluctuations

  • Ideal if you conduct business in U.S. dollars
  • Interest calculated daily*
  • Pay only for the services you use
  • Transfer funds online between your Canadian and U.S. accounts

 

Ideal for clients who conduct business in the U.S on a regular basis and want protection from volatile exchange rates.

  • Buy U.S. currency when rates are favorable; earn interest while you hold it
  • 1 free transaction per month; then pay on a per-transaction basis
  • Transfer funds between your Business U.S. Savings and Business U.S. Chequing account without currency conversion – online, in-branch or by phone through our Solution Centre
  • Transfer funds between your Canadian and U.S. accounts online – standard currency conversion rates will apply
  • Free monthly statement
  • Deposits are 100% guaranteed**

Please note this account cannot be accessed from ATMs that dispense U.S. funds.

 

Business U.S. Savings
0.00%

Business U.S. Savings package service fees
In-Branch 
Electronic 
Transactions included:1
Deposits$1.25 a,b
Night Deposits / Mail Deposits$1.25 a,b
Withdrawals$1.25 a,b
Bill Payment - In branchN/A
Transfers (between BlueShore Financial accounts)Free
Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATMN/A
Withdrawals - Interac® ATMN/A
Withdrawals - Cirrus or U.S. EXCHANGE® ATMN/A
Point of Sale (in Canada)N/A
Bill Payment - OnlineN/A
Interac® e-TransfersN/A
Pre-authorized Payment Debits$1.25 a,b
Pre-authorized Credits$0.25a
Cheque ClearingN/A

a Service charges in U.S. dollars.

b as free transaction(s) as per package set-up; fees charged after transaction limit.

Business Savings Account PDF Fees

Business Advisor - Lauren Robinson

Lauren Robinson

Business Advisor

Have a question? Ask an expert

Our team of experienced professionals are here to answer any questions you may have.

* Rates are subject to change without notice at any time. 

**Rates are subject to change without notice. Interest is calculated per annum and paid monthly on the portion of the closing daily balance within the tier.

Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).

®THE EXCHANGE and ®THE EXCHANGE & Design are registered trademarks owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.

®ACCULINK is a registered trademark owned by Credit Union Central of Canada, used under license.