Lock in a great rate now and enjoy higher rates starting in year two. Earn 3.75% in the first year, increased automatically to 4.00% in the second year of your investment.^
| Jump Rate Term Deposit* | Rates |
|---|---|
Jump Rate Term Deposit | 3.70% |
| 2-Year Escalator Term Deposit* | Rates |
|---|---|
Year 1 | 3.75% |
Year 2 | 4.00% |
| 3-Year Escalator Term Deposit* | Rates |
|---|---|
Year 1 | 3.65% |
Year 2 | 3.75% |
Year 3 | 3.95% |
| 5-Year Escalator Term Deposit* | Rates |
|---|---|
Year 1 | 3.55% |
Year 2 | 3.60% |
Year 3 | 3.65% |
Year 4 | 3.70% |
Year 5 | 3.85% |
| Short-term Non-Redeemable Term Deposits* | Rates |
|---|---|
30-59 days | 2.20% |
60-89 days | 2.40% |
90-179 days | 2.70% |
180-269 days | 3.50% |
270-364 days | 3.60% |
| Long-term Non-Redeemable Term Deposits* | Rates |
|---|---|
1 year | 4.20% |
15 month | 4.30% |
18 month | 3.90% |
2 year | 3.90% |
3 year | 3.90% |
4 year | 3.70% |
5 year | 3.70% |
Rates available for monthly income
| Redeemable Term Deposit* | Rates |
|---|---|
1-Year FLEXterm | 3.00% |
2-Year FLEXterm | 3.65% |
| USD Non-Redeemable Term Deposits* | Rates |
|---|---|
30-59 days | 0.30% |
60-89 days | 0.45% |
90-179 days | 0.60% |
180-269 days | 1.10% |
270-364 days | 1.35% |
1 year | 1.75% |
18 month | 2.00% |
2 year | 2.45% |
3 year | 2.75% |
4 year | 3.00% |
5 year | 3.20% |
* Rates are subject to change without notice at any time. Interest rate is calculated per annum and accrued daily.
† Eligible deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).