Lock in a great rate now and enjoy higher rates starting in year two. Earn 2.50% in the first year, increased automatically to 3.50% in the second year of your investment.^
| 2-Year Escalator Term Deposit* | Rates |
|---|---|
Year 1 | 2.50% |
Year 2 | 3.50% |
| 3-Year Escalator Term Deposit* | Rates |
|---|---|
Year 1 | 2.50% |
Year 2 | 2.85% |
Year 3 | 3.15% |
| 5-Year Escalator Term Deposit* | Rates |
|---|---|
Year 1 | 2.50% |
Year 2 | 2.65% |
Year 3 | 2.75% |
Year 4 | 2.85% |
Year 5 | 3.00% |
| Short-term Non-Redeemable Term Deposits* | Rates |
|---|---|
30-59 days | 2.20% |
60-89 days | 2.30% |
90-179 days | 2.60% |
180-269 days | 2.90% |
270-364 days | 3.20% |
| Long-term Non-Redeemable Term Deposits* | Rates |
|---|---|
1 year | 3.50% |
18 month | 3.50% |
2 year | 3.45% |
3 year | 3.30% |
4 year | 3.20% |
5 year | 3.20% |
Rates available for monthly income
| Redeemable Term Deposit* | Rates |
|---|---|
1-Year FLEXterm | 2.55% |
2-Year FLEXterm | 2.30% |
| USD Non-Redeemable Term Deposits* | Rates |
|---|---|
30-59 days | 1.75% |
60-89 days | 1.95% |
90-179 days | 2.15% |
180-269 days | 2.40% |
270-364 days | 3.10% |
1 year | 3.60% |
18 month | 3.50% |
2 year | 3.50% |
3 year | 3.45% |
4 year | 3.35% |
5 year | 3.35% |
* Rates are subject to change without notice at any time. Interest rate is calculated per annum and accrued daily.
† Eligible deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).
**Option to keep the rate for 18 months or 'jump' to another non-redeemable term deposit with a term equal to, or greater than, the remaining term of the Jump Rate. For clarity, if your Jump Rate has 12 months remaining until maturity, you can switch to another term deposit with a term of 1 year or longer.