Jump Rate Term Deposit* | Rates |
---|---|
Jump Rate Term Deposit
|
0.70%
|
2-Year Escalator Term Deposit* | Rates |
---|---|
2-Year Escalator: year 1 annual interest
|
2.00%
|
2-Year Escalator: year 2 annual interest
|
3.25%
|
3-Year Escalator Term Deposit* | Rates |
---|---|
3-Year Escalator: year 1 annual interest
|
1.15%
|
3-Year Escalator: year 2 annual interest
|
1.50%
|
3-Year Escalator: year 3 annual interest
|
2.15%
|
5-Year Escalator Term Deposit* | Rates |
---|---|
5-Year Escalator: year 1 annual interest
|
1.15%
|
5-Year Escalator: year 2 annual interest
|
1.40%
|
5-Year Escalator: year 3 annual interest
|
1.55%
|
5-Year Escalator: year 4 annual interest
|
1.70%
|
5-Year Escalator: year 5 annual interest
|
2.65%
|
Short-term Non-Redeemable Term Deposits* (Rates effective 2020-11-05) | Rates |
---|---|
Non-Redeemable: short-term, 30-59 days
|
0.15%
|
Non-Redeemable: short-term, 60-89 days
|
0.20%
|
Non-Redeemable: short-term, 90-179 days
|
0.25%
|
Non-Redeemable: short-term, 180-269 days
|
0.30%
|
Non-Redeemable: short-term, 270-364 days
|
0.35%
|
Long-term Non-Redeemable Term Deposits* (Annual Interest) (Rates effective 2020-11-05) | Rates |
---|---|
Non-Redeemable: long-term, 1 year, annual interest
|
0.70%
|
Non-Redeemable: long-term, 1.5 years, annual interest
|
0.75%
|
Non-Redeemable: long-term, 2 years, annual interest
|
0.80%
|
Non-Redeemable: long-term, 3 years, annual interest
|
0.90%
|
Non-Redeemable: long-term, 4 year, annual interest
|
1.00%
|
Non-Redeemable: long-term, 5 years, annual interest
|
1.10%
|
Long-term Non-Redeemable Term Deposits* (Monthly Interest, Non-registered only) | Rates |
---|---|
Non-Redeemable: long-term, 1 year, monthly interest
|
0.45%
|
Non-Redeemable: long-term, 1.5 years, monthly interest
|
0.50%
|
Non-Redeemable: long-term, 2 years, monthly interest
|
0.55%
|
Non-Redeemable: long-term, 3 years, monthly interest
|
0.65%
|
Non-Redeemable: long-term, 4 years, monthly interest
|
0.75%
|
Non-Redeemable: long-term, 5 years, monthly interest
|
0.85%
|
FLEXterm Term Deposit* | Rates |
---|---|
FLEXterm: Annual Interest
|
0.30%
|
FLEXterm: Annual Interest
|
Special Rate 1.75%
|
Issue Date | Term/Fixed Return | Initial Index Level | Index Level | Cumulative Appreciation1 | Max Appreciation at Maturity2 |
---|---|---|---|---|---|
|
5 years
|
100.00
|
99.64
|
3.00%
|
11.00%
|
|
5 years
|
100.00
|
99.64
|
3.00%
|
11.00%
|
|
5 years
|
100.00
|
110.68
|
10.68%
|
11.00%
|
|
5 years
|
100.00
|
110.41
|
10.41%
|
11.00%
|
|
5 years
|
100.00
|
112.39
|
11.00%
|
11.00%
|
|
5 years
|
100.00
|
117.25
|
11.00%
|
11.00%
|
|
5 years
|
100.00
|
126.22
|
11.00%
|
11.00%
|
|
5 years
|
100.00
|
131.67
|
11.00%
|
11.00%
|
|
5 years
|
100.00
|
137.60
|
15.00%
|
15.00%
|
|
5 years
|
100.00
|
138.90
|
18.00%
|
18.00%
|
|
5 years
|
100.00
|
163.23
|
20.00%
|
20.00%
|
|
5 years
|
100.00
|
125.87
|
20.00%
|
20.00%
|
|
5 years
|
100.00
|
133.18
|
20.00%
|
20.00%
|
|
5 years
|
100.00
|
128.24
|
20.00%
|
20.00%
|
|
5 years
|
100.00
|
131.28
|
20.00%
|
20.00%
|
|
5 years
|
100.00
|
133.68
|
25.00%
|
25.00%
|
|
5 years
|
100.00
|
119.77
|
19.00%
|
19.00%
|
|
5 years
|
100.00
|
127.01
|
19.00%
|
19.00%
|
|
5 years
|
100.00
|
127.63
|
19.00%
|
19.00%
|
Issue Date | Term/Fixed Return | Initial Index Level | Index Level | Cumulative Appreciation3 | Max Appreciation at Maturity2 |
---|---|---|---|---|---|
|
5 years
|
100.00
|
95.84
|
0.00%
|
14.00%
|
|
5 years
|
100.00
|
100.11
|
0.42%
|
14.00%
|
|
5 years
|
100.00
|
107.95
|
14.00%
|
14.00%
|
|
5 years
|
100.00
|
107.65
|
14.00%
|
14.00%
|
|
5 years
|
100.00
|
108.26
|
14.00%
|
14.00%
|
|
5 years
|
100.00
|
116.35
|
14.00%
|
14.00%
|
|
5 years
|
100.00
|
126.10
|
14.00%
|
14.00%
|
|
5 years
|
100.00
|
133.79
|
13.13%
|
13.13%
|
|
5 years
|
100.00
|
143.56
|
14.00%
|
14.00%
|
|
5 years
|
100.00
|
137.60
|
19.00%
|
19.00%
|
|
5 years
|
100.00
|
138.90
|
22.00%
|
22.00%
|
|
5 years
|
100.00
|
163.23
|
30.00%
|
30.00%
|
|
5 years
|
100.00
|
125.87
|
28.00%
|
28.00%
|
|
5 years
|
100.00
|
133.01
|
26.00%
|
26.00%
|
|
5 years
|
100.00
|
128.24
|
28.00%
|
28.00%
|
|
5 years
|
100.00
|
131.28
|
30.00%
|
30.00%
|
|
5 years
|
100.00
|
133.68
|
29.75%
|
29.75%
|
Issue Date | Term/Fixed Return | Initial Index Level | Index Level | Cumulative Appreciation3 | Max Appreciation at Maturity2 |
---|---|---|---|---|---|
|
3 years
|
100.00
|
96.90
|
1.00%
|
7.00%
|
|
5 year
|
100.00
|
96.90
|
3.00%
|
11.00%
|
|
3 years
|
100.00
|
109.38
|
7.00%
|
7.00%
|
|
5 years
|
100.00
|
109.38
|
9.38%
|
11.00%
|
|
3 years
|
100.00
|
110.00
|
7.00%
|
7.00%
|
|
5 years
|
100.00
|
110.00
|
10.00%
|
11.00%
|
|
3 years
|
100.00
|
110.23
|
7.00%
|
7.00%
|
|
5 years
|
100.00
|
110.23
|
10.23%
|
11.00%
|
|
5 years
|
100.00
|
108.99
|
8.99%
|
11.00%
|
|
3 years
|
100.00
|
108.99
|
7.00%
|
7.00%
|
|
3 years
|
100.00
|
116.06
|
7.00%
|
7.00%
|
|
5 years
|
100.00
|
116.06
|
11.00%
|
11.00%
|
|
5 years
|
100.00
|
130.78
|
11.00%
|
11.00%
|
|
3 years
|
100.00
|
130.78
|
8.00%
|
8.00%
|
|
5 years
|
100.00
|
132.68
|
11.00%
|
11.00%
|
|
5 years
|
100.00
|
132.68
|
8.00%
|
8.00%
|
|
3 years
|
100.00
|
151.89
|
8.00%
|
8.00%
|
|
5 years
|
100.00
|
151.89
|
15.00%
|
15.00%
|
|
3 years
|
100.00
|
137.67
|
12.00%
|
12.00%
|
|
3 years
|
100.00
|
156.11
|
8.00%
|
8.00%
|
|
5 years
|
100.00
|
156.11
|
16.50%
|
16.50%
|
|
3 years
|
100.00
|
156.48
|
12.00%
|
12.00%
|
|
5 years
|
100.00
|
156.48
|
25.00%
|
25.00%
|
|
3 years
|
100.00
|
175.97
|
12.00%
|
12.00%
|
|
5 years
|
100.00
|
175.97
|
25.00%
|
25.00%
|
|
5 years
|
100.00
|
123.39
|
22.00%
|
22.00%
|
|
3 years
|
100.00
|
123.39
|
12.00%
|
12.00%
|
|
3 years
|
100.00
|
127.29
|
12.00%
|
12.00%
|
|
3 years
|
100.00
|
133.75
|
12.00%
|
12.00%
|
|
5 years
|
100.00
|
129.22
|
22.00%
|
22.00%
|
|
5 years
|
100.00
|
131.47
|
22.00%
|
22.00%
|
|
3 years
|
100.00
|
131.47
|
12.00%
|
12.00%
|
|
5 years
|
100.00
|
137.67
|
22.00%
|
22.00%
|
|
5 years
|
100.00
|
134.35
|
22.00%
|
22.00%
|
|
3 years
|
100.00
|
134.35
|
12.00%
|
12.00%
|
|
5 years
|
100.00
|
132.53
|
25.00%
|
25.00%
|
|
3 years
|
100.00
|
135.00
|
12.00%
|
12.00%
|
|
5 years
|
100.00
|
137.53
|
25.00%
|
25.00%
|
|
5 years
|
100.00
|
144.60
|
20.00%
|
20.00%
|
|
5 years
|
100.00
|
132.07
|
20.00%
|
20.00%
|
|
5 years
|
100.00
|
132.14
|
22.00%
|
22.00%
|
|
5 years
|
100.00
|
134.29
|
22.00%
|
22.00%
|
|
5 years
|
100.00
|
137.71
|
22.00%
|
22.00%
|
|
5 years
|
100.00
|
135.92
|
22.00%
|
22.00%
|
|
5 years
|
100.00
|
128.98
|
20.00%
|
20.00%
|
|
5 years
|
100.00
|
133.89
|
20.00%
|
20.00%
|
|
5 years
|
100.00
|
140.32
|
20.00%
|
20.00%
|
|
5 years
|
100.00
|
143.52
|
20.00%
|
20.00%
|
Issue Date | Term/Fixed Return | Initial Index Level | Index Level | Cumulative Appreciation1 | Max Appreciation at Maturity2 |
---|---|---|---|---|---|
|
5 years
|
100.00
|
139.61
|
39.61%
|
50.00%
|
|
5 years
|
100.00
|
150.24
|
50.00%
|
50.00%
|
|
5 years
|
100.00
|
150.10
|
45.00%
|
45.00%
|
|
5 years
|
100.00
|
143.47
|
42.00%
|
42.00%
|
|
5 years
|
100.00
|
144.66
|
24.00%
|
24.00%
|
|
5 years
|
100.00
|
151.08
|
24.00%
|
24.00%
|
|
5 years
|
100.00
|
157.01
|
27.00%
|
27.00%
|
|
5 years
|
100.00
|
161.31
|
24.00%
|
24.00%
|
|
5 years
|
100.00
|
154.90
|
22.00%
|
22.00%
|
|
5 years
|
100.00
|
175.14
|
14.50%
|
14.50%
|
USD Non-Redeemable Term Deposits* | Rates |
---|---|
USD Non-Redeemable: 30-59 days, interest at maturity
|
0.30%
|
USD Non-Redeemable: 60-89 days, interest at maturity
|
0.45%
|
USD Non-Redeemable: 90-179 days, interest at maturity
|
0.60%
|
USD Non-Redeemable: 180-269 days, interest at maturity
|
1.10%
|
USD Non-Redeemable: 270-364 days, interest at maturity
|
1.35%
|
USD Non-Redeemable: 1 year, interest at maturity
|
1.75%
|
USD Non-Redeemable: 1.5 year, interest at maturity
|
2.00%
|
USD Non-Redeemable: 2 year, interest at maturity
|
2.45%
|
USD Non-Redeemable: 3 year, interest at maturity
|
2.75%
|
USD Non-Redeemable: 4 year, interest at maturity
|
3.00%
|
USD Non-Redeemable: 5 year, interest at maturity
|
3.20%
|