2024 Retirement Term Deposit Offer - 2 Year Escalator Rate

Grow your retirement savings with confidence

Earn 4.8% in the first year on registered accounts or 4.7% in the first year on non-registered accounts, then 5.0% in the second year.

  • Registered accounts include RRSP, RRIF, RESP, TFSA or RDSP
  • Deposits 100% guaranteed
  • $100 minimum
  • New client Welcome Bonus of up to $400a

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A full range of products

We offer all the financial products you would expect from a full-service financial institution. But we go beyond to ensure each one suits your needs and goals with expert advice.

Bank Accounts & Services

Mortgages & Credit



The BlueShore advantage

As a BlueShore client you benefit from our holistic advisory approach. We take the time to get to know you and your circumstances to not only meet your needs today, but also help you achieve your goals.

Discover More About BlueShore

Bank your way

Whether you’re at home or on the move, we make it easy, comfortable, and convenient to do your banking. 

  • Online
  • By phone
  • In person
  • ATMs

Learn More About Ways To Bank


Introducing the First Home Savings Account (FHSA)

A new tax-free way to help you save for the purchase of your first home.

Open An Account Today

Expert financial advice

Increasing your personal financial knowledge is important to your long-term financial well-being. 

Take advantage of our online resources, which include articles, videos, and calculators, to help manage your personal finances. And if you ever have questions or need more information, don’t hesitate to contact our professional Solution Centre. 

Advice Hub

Help Centre

Tools & Calculators

Solution Centre

Hear what our clients have to say

Latest News & Events

Learn more about what's new at BlueShore.

  • Product

    Introducing CardWise, a New Way to Manage Your BlueShore Credit Card

    Manage your BlueShore credit cards conveniently and securely with CardWise from Collabria.
    Read More
  • Media release product or service

    BlueShore Financial Partners with FutureVault as the first Canadian Credit Union to Offer Premium Digital Vault

    BlueShore Financial becomes the first Canadian Credit Union to launch a digital vault solution where client experience, information security, compliance, and workflow efficiency are at the forefront.
    Read More
See More News & Events

Not a BlueShore client yet?

We'd be delighted to chat with you about how we can help improve your financial wellness now and for the long-term.
Contact us and we’ll set up an appointment to talk.


 Join Us

Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).

* Rates are subject to change without notice at any time. 

*Terms and conditions apply

Offer Terms: 2-Year- Escalator Term Deposit

  • Minimum deposit of $100 for the 2-year Escalator Term Deposit
  • 2-year Escalator Term Deposit can be redeemed with interest after the first anniversary, or earn a higher rate for another year 
  • At maturity you have the option to renew your Term Deposit, invest in a different term deposit, or withdraw the funds

Offer Terms: Welcome Bonus

aNew clients can earn the following welcome bonuses:

A) $200 when opening either a Premium or Unlimited Chequing account with: 

  1. direct deposit setup with 3 consecutive deposits (ie. payroll or pension), AND
  2. two pre-authorized payments have been completed within 120 days of account opening (ie. mortgage or rent payments), OR 
  3. two bill payments of at least $50 each completed within 120 days of account opening (ie. phone or utility bill).

B) another $200 when opening any RRSP, RRIF, RESP, TFSA, FHSA or RDSP account with at least $4,000 AND maintaining until May 31, 2024.

Cash bonus will be credited to the eligible chequing account by June 30, 2024. 

Welcome bonuses are available for a limited time and subject to change. Offered by BlueShore Financial Credit Union subject to terms and conditions.