All our business chequing accounts offer:

  • Free Online, Mobile and Telephone Banking
  • Surcharge-free access to Canadian currency accounts at over 6,300 THE EXCHANGE® or ACCULINK® ATMs across Canada with your Access Card
  • Deposits are 100% guaranteed**
  • Environmentally sensitive e-Statement options that reduce the use of paper and enhance your security and privacy

Business Chequing

Pay only for what you need.

  • Account packages customized for your banking activity
  • Access your funds any way you choose
  • Online, Mobile and Telephone Banking
  • Deposits are 100% guaranteed**

 

We offer a range of business operating accounts so you can select the package that matches the way you run your business.

  • Business Chequing - Ideal if you do only a few transactions each month; a low $6 package fee and you pay as you go
  • Business Chequing 20 - Low $15 package fee for up to 20 included transactions a month.Business Chequing 40
  • Business Chequing 40 - Low $25 package fee for 40 included transactions a month
  • Business Chequing 60 - Lots of banking activity? $35 gets you 60 included transactions a month
  • Business Chequing 120 - Even more banking activity? $70 gets you 120 included transactions a month

 

Business Chequing Package Service Fees
Package Business Chequing Business Chequing 20 Business Chequing 40 Business Chequing 60 Business Chequing 120
Service Fees $6.00/
month
$15.00/
month
$25.00/
month
$35.00/
month
$70.00/
month
Transactions included 0 20 40 60 120
In-branch
Deposits $0.85 $0.85 c $0.85 c $0.85 c $0.85 c
Night Deposit / Mail Deposit $0.85 $0.85 c $0.85 c $0.85 c $0.85 c
Withdrawals $1.00 $1.00 c $1.00 c $1.00 c $1.00 c
Bill Payments $1.00 c $1.00 c $1.00 c $1.00 c $1.00 c
Transfers (between BlueShore Financial accounts) $1.00 $1.00 c $1.00 c $1.00 c $1.00 c
Electronic
Interac® e-Transfers (send, request money) $1.00 $1.00 c $1.00 c $1.00 c $1.00 c
Deposits - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM $0.70 $0.70 c $0.70 c $0.70 c $0.70 c
Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM $0.70 $0.70 c $0.70 c $0.70 c $0.70 c
Withdrawals - Interac® ATM $2.25 $2.25 $2.25 $2.25 $2.25
Withdrawals - Cirrus or U.S. EXCHANGE® ATM $3.25 $3.25 $3.25 $3.25 $3.25
Point of Sale (in Canada) $0.70 $0.70 c $0.70 c $0.70 c $0.70 c
Bill payments $0.70 $0.70 c $0.70 c $0.70 c $0.70 c
Transfers (ATM, online, mobile and telephone banking) Free Free Free Free Free
Pre-authorized Payment Debits $0.85 $0.85 c $0.85 c $0.85 c $0.85 c
Pre-Authorized Credits $0.25 $0.25 c $0.25 c $0.25 c $0.25 c
Cheque Clearing $0.85 $0.85 c $0.85 c $0.85 c $0.85 c

c May be counted as free transaction(s) as per account setup.

 

Business U.S. Chequing

Economical $U.S. banking

  • No need to convert your funds to make U.S. payments by cheque
  • Transfer funds between your U.S. and Canadian accounts – online, in-branch or by phone through our Solution Centre
  • Shelters you from exchange rate fluctuations
  • Complements Business U.S. Savings account

 

The Business U.S. Chequing account holds your funds in U.S. currency and cheques are negotiated in U.S. dollars.

This account is ideal if you frequently write cheques to pay bills or meet other obligations to U.S. organizations, businesses or residents, or if you regularly receive money from the U.S. The account offers the following benefits:

  • Low monthly package fee of $6 USD per month
  • 1 free transaction per month for every $500 of minimum monthly balance; then pay on a per-transaction basis
  • Transfer between your Business U.S. Chequing and Business U.S. Savings accounts without conversion to Canadian currency – online or in-branch
  • Transfer between your Canadian and U.S. accounts at the standard conversion rate – online or in-branch
  • In-branch access to U.S. cash (not available through ATMs or direct debit)
  • Free monthly statement, including cheque images
  • Deposits are 100% guaranteed**

Please note this account cannot be accessed from ATMs that dispense U.S. funds.

 

Business U.S. Chequing Package Service Fees
Package fee  $6.00/mo
Transactions included 1 per $500 minimum monthly balance
In-branch
Deposits $0.85a,c
Night Deposit / Mail Deposit $0.85a,c
Withdrawals $1.00a,c
Bill Payments N/A
Transfers (between BlueShore Financial accounts) $1.00 a,b,c
Electronic
Deposits - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM N/A
Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM N/A
Withdrawals - Interac® ATM N/A
Withdrawals - Cirrus or U.S. EXCHANGE® ATM N/A
Point of Sale (in Canada) N/A
Bill payments N/A
Transfers (between BlueShore Financial accounts) Freeb
Interac® e-Transfers N/A
Pre-authorized Payment Debits $0.85a,c
Pre-authorized Credits $0.25a,c
Cheque Clearing $0.85a,c

a Service charges in U.S. dollars.

b Standard foreign exchange rates apply between Canadian and U.S. accounts.

c May be counted as free transaction(s) as per account setup.

 

Community Chequing

Low-fee chequing for groups & associations.

  • Packages designed for community groups and incorporated non-profit associations
  • Full account access – Online, Mobile, Telephone Banking

Community Chequing Package Service Fees Incorporated Associations Community Groups
Service Fees $3.00/mo $1.50/mo
Transactions included 30 20
In-branch
Deposits $0.85 c $0.70 c
Withdrawals $1.00 c $1.00 c
Bill Payments $1.00 c $1.00 c
Transfers (between BlueShore Financial accounts) $1.00 c $1.00 c
Night Deposit / Mail Deposit $0.85 c $0.70 c
Electronic
Deposits - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM $0.70 c $0.70 c
Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM $0.70 c $0.70 c
Withdrawals - Interac® ATM $2.25 $2.25
Withdrawals - Cirrus or U.S. EXCHANGE® ATM $3.25 $3.25
Point of Sale (in Canada) $0.70 c $0.70 c
Bill payments $0.70 c $0.70 c
Transfers (between BlueShore Financial accounts) free free
Interac® e-Transfers $1.00 $1.00
Pre-authorized Payment Debits $0.70 c $0.70 c
Pre-authorized Credits $0.25 c $0.25 c
Cheque Clearing $0.85 c $0.70 c

c This transaction qualifies as part of your monthly transaction total.

 

A note to clubs, teams and community groups

We're very happy to provide low-fee accounts to your team, club or community group. Current financial regulations don't recognize sports teams and other not-for-profit groups as legal entities so they can't become members of a credit union. However, we will still be able to open an account for you simply by having two signing officers from your organization become members. Please drop by your local branch or give us a call - we would be pleased to assist.

BlueShore Financial, Business Advisor, Robert Spicer

Robert Spicer

Business Advisor

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* Rates are subject to change without notice at any time. 

** Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.

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®ACCULINK is a registered trademark owned by Credit Union Central of Canada, used under license.