Growth that escalates over the long term

  • Laddered rate
  • 2, 3 and 5 year terms
  • $100 minimum
  • RRSP, RRIF, RESP, TFSA, RDSP eligible
  • Deposits are 100% guaranteed**

Escalator Term Deposits at a glance:

  2-Year Escalator 3-Year Escalator 5-Year Escalator
Minimum Investment $100 $100 $100
Term/Duration 2 years 3 years 5 years
Eligibility RRSP, RRIF, RESP, TFSA, RDSP
Interest Interest paid out annually or compounded annually.
Renewal At maturity you have the option to renew your Escalator Term Deposit, invest in a different term deposit, or withdraw the funds.

2-Year Escalator Term Deposit* (Rates effective Oct. 8, 2021) Rates
2-Year Escalator: year 1 annual interest
1.00%
2-Year Escalator: year 2 annual interest
1.40%

3-Year Escalator Term Deposit* Rates
3-Year Escalator: year 1 annual interest
1.00%
3-Year Escalator: year 2 annual interest
1.25%
3-Year Escalator: year 3 annual interest
1.65%

5-Year Escalator Term Deposit* Rates
5-Year Escalator: year 1 annual interest
1.00%
5-Year Escalator: year 2 annual interest
1.15%
5-Year Escalator: year 3 annual interest
1.30%
5-Year Escalator: year 4 annual interest
1.50%
5-Year Escalator: year 5 annual interest
2.00%
Investment Advisor, Niall Dempsey

Niall Dempsey

Investment Advisor

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* Rates are subject to change without notice at any time. 

** Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.