Tax-efficient savings plans

Registered plans are a great way to focus your savings for a specific goal. They are set up by the Government of Canada to foster and support saving for retirement (RRSP), higher education (RESP), retirement income (RRIF), disability (RDSP) and general savings (TFSA). All have important tax-saving benefits. 

Benefits of registered plans

  • Can hold a wide range of savings and investment products from a simple savings account to stocks† and bonds†
  • Have tax-saving features
  • Many plans have a high degree of flexibility to support a variety of goals
  • Supported by BlueShore's professional advisors to create the appropriate mix of assets within each plan for a balance of growth and stability
  • Required to receive associated government grants
Jericho Beach Vancouver

TFSA

Tax-Free Savings Account to support a wide range of financial goals.

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False Creek Vancouver

RRSP

Registered Retirement Savings Plan to build your retirement savings.

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Lighthouse Park West Vancouver

RRIF

Registered Retirement Income Fund to hold your funds once converted from your RRSP.

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Sailboats moored on the West Coast

RESP

Registered Education Savings Plan for parents and family to save for a child's higher education.

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Lions Gate Bridge from the seawall

RDSP

Registered Disability Savings Plan for people with disabilities and their family to save for the future.

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 Try our Financial Calculators

They can help you with everything from savings and mortgages to retirement planning and comparing registered plans.

 

Use Calculators

From the Advice Hub and Help Centre

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    Investing

    A taxing decision: RRSP or TFSA?

    How you shelter income isn't as clear-cut as it once was. Get to know the differences between the traditional RRSP and the newer TFSA.
    Learn More
  • Icon - Registered Accounts
    RESPs

    Contributing to an RESP

    The best way to grow your RESP savings plan is to ensure regular contributions. Your savings will grow and you will be able to take advantage of grants.
    Learn More
More Retirement Advice
BlueShore Financial, Investment Advisor, Graham Priest

Graham Priest

Investment Advisor

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** Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).

† Mutual funds, other securities and securities related financial planning services are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.