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  • Home
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    • Accounts & Services
      • Accounts & Services
      • Chequing Accounts
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        • International Transfers
        • Wire Transfers
        • Debit Card
        • CRA Direct Deposit
        • Bank Drafts
        • Foreign Exchange
        • Digital Vault
        • Safety Deposit Boxes
        • Overdraft Protection
      • Grow Your Savings Program
    • Mortgages
      • Mortgages
      • Buy Your First Home
      • Buy Your Next Home
      • Refinance Your Mortgage
      • Renew Your Mortgage
      • Switch Your Mortgage
      • Fixed Rate Mortgage
      • Variable Rate Mortgage
      • Insured Mortgage
    • Credit Cards
    • Borrowing
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      • Loans
      • Home Equity Line Of Credit
      • Lines of Credit
    • Investments
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        • Term Deposits
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        • Escalator Term Deposit
        • FLEXterm Term Deposit
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      • Business Accounts
      • Operating Accounts
      • Business Savings Accounts
      • Business Banking Services
      • Merchant Payment Services
      • Strata Banking Bundle
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      • Mortgages
      • Commercial Mortgages
    • Credit Cards
    • Borrowing
      • Borrowing
      • Business Lines of Credit
      • Business Loans
    • Investments
    • Business Insurance
      • Business Insurance
      • Buy-Sell Life Insurance
      • Key Person Insurance
      • Critical Illness Insurance
      • Disability Insurance
      • Business Loan Insurance
      • Group Health Insurance
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      • Foreign Exchange Rates
      • Loan and Line of Credit Rates
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        • Have Your Say In The Future Of Beem Credit Union
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        • January 2025
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      • Mortgage Calculator
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      • RRIF Payment Calculator
      • RRSP Tax Savings Calculator
      • Savings Growth Calculator
      • Saving To Reach A Goal Calculator
      • TFSA Versus RRSP Calculator
      • Will The Money Last Calculator
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Registered Retirement Savings Plan (RRSP)

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  5. Registered Retirement Savings Plan (RRSP)

Save for the retirement of your dreams

Plan today for a secure retirement. Our financial advisors and investment specialists will work with you to build a RRSP strategy that fits your current lifestyle, ensuring you'll have the income you'll need.

RRSP Benefits

  • Comprehensive solutions. Select from a full range of investment options, from savings and term deposits to mutual fundsᶲ and securitiesᶲ.
  • Custom-built. We'll work with you to build an RRSP portfolio to achieve your retirement goals.
  • Flexible. As your earning power and retirement timeframes change, so may your risk tolerance. We'll adapt your RRSP to match.
  • Multiple contribution options. Choose from easy pre-authorized contributions or lump sum payments.
  • Financing. Maximize your contributions; your borrowing options include RRSP loans and lines of credit.
  • Expert advice. Need help sorting through your options? Talk to a financial advisor.
Contact Us

Choose the RRSP products you need

Your RRSP portfolio can include a wide variety of products, such as:

  • Term Deposits for the ultimate in security
  • RRSP Savings Accounts to (typically) temporarily park your funds
  • Mutual Fundsᶲ, for longer term savings and potentially greater returns
  • Stocks and Bondsᶲ offered through our full-service Aviso Wealth investment advisors or through our online brokerageᶲ Qtrade Direct Investing®
  • In addition to these products, your portfolio can benefit from RRSP Loans or a Line of Credit to help you maximize your contribution  

View Account Rates

A wealth of information and ideas

Developing a retirement savings plan is one of the most critical aspects of your overall financial well-being. It can be a challenging process to juggle current expenses and other priorities with your retirement goals. That's where a financial plan developed by a professional advisor can make all the difference.

There's also a wealth of information and ideas about how to achieve your retirement goals on our website. The topics linked below are a good starting point, but be sure to take advantage of the experience and expertise of your financial advisor to ensure your retirement dreams become a reality.

Try our "Will The Money Last Calculator"

See how different rates of return and inflation impact how many years you will receive your desired annual income.

Will the Money Last?

From the Advice Hub and Help Centre

More Retirement Advice
Retirement

How to plan for your retirement

Registered Retirement Savings Plans remain one of the best retirement investments available.
Family hiking and looking at compass
Learn More
RRSPs

Getting Started with an RRSP

An RRSP allows you to save during your prime income earning years, tax-deferred, to help build your retirement nest egg. Learn how to get started.
Learn More

Have a question? Ask an expert

Graham Priest
Investment Advisor
Portfolio Manager

Our team of experienced professionals are here to answer any questions you may have.

Meet our advisory team

ᶲ Mutual funds and other securities are offered through Aviso Wealth. Online brokerage services are offered through Qtrade Direct Investing. Aviso Wealth, Qtrade Direct Investing and Qtrade Guided Portfolios are divisions of Aviso Financial Inc.

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