For your consideration: market-linked term deposits
Looking for stability and growth potential? A market-linked term deposit might be a wise option. For these types of investment deposits, the rate of return is linked to the performance of a basket of named equities or stocks† and can offer higher growth potential than traditional fixed rate term deposits (depending on the performance of the market and the investment). Your principal deposit is guaranteed just as traditional term deposits are, but any earnings at the end of the term is determined by market performance.