Start with a great rate on an FHSA
Your journey to home ownership starts with the First Home Savings Account, a registered savings plan designed to help first-time home buyers. Enjoy tax benefits while you save with a great rate from BlueShore.
The basics:
- $8,000 annual tax-deductible contribution limit
- $40,000 lifetime tax-deductible contribution limit
- 15 years of tax-free savings
- Eligible deposits 100% guaranteed†
Build a bundle and save for your first home with everyday banking
Can your daily banking help you save for a first home? We think so. With the First Home Savings Bundle, enjoy our best rates to accelerate your down payment savings and benefit from a suite of essential and personalized services.
Earn a 0.25% bonus rate
Grow your down payment, with a bonus interest rate on all redeemable and non-redeemable term deposits1 , when you open a First Home Savings account. Select from a range of options then lock in the rate and term that best fits your needs.
When making your first home purchase, redeem your deposits with interest at any time on a down payment for your home mortgaged with BlueShore Financial.2
Limited-time bonus on new select premium personal Mastercards®
Start your bundle before June 30, 2025 and enjoy an extra bonus on select Collabria Mastercards from BlueShore Financial.
- Earn up to 5,000 Flex Rewards points ($50 in value) with a new World or World Elite Mastercard*
- Plus, with a new World Elite personal credit card earn up to 10x bonus Flex Rewards points on every purchase made during the first 90 days (up to $240 in value).*
- Offer ends June 30, 2025
*Terms and conditions apply.
Unlimited Chequing Account
Enjoy peace of mind and flexibility with everyday unlimited banking, while you save for your first home.
- Flat monthly fee of $14, waived with a minimum monthly balance3
- Unlimited transactions, including Interac® e-Transfers
- No-fee overdraft protection
- $1.25 credit for each payroll deposit (up to $60/year)
World or World Elite Mastercard®
Enjoy a premium card to suit your lifestyle with up to $120 in value on a new Collabria World or Cash Back World Elite Mastercard® with a limited, one-time offer of:
- $120 annual fee refunded♦
Earn and redeem points on your everyday spending, with ease.
Our gift to you for joining
Enjoy a premium banking experience with expert financial advice. Plus, as our gift to you as a new client, receive up to $800‡ cash back when opening a qualifying account.
Start saving for your first home today
Online
Complete this form and a BlueShore representative will contact you, or click the Live Chat icon to begin a chat.
By Phone
Phone: 604.982.8000
Toll-free: 1.888.713.6728
Solution Centre Hours:
Mon to Fri 8am-8pm
Sat 9am-5pm
In Person
Visit a branch near you to take advantage of this offer.
We take your privacy seriously and will manage your personal information as described in our Privacy Policy.
Related Content
Home Ownership
Quick tips for first-time home buyers
Thinking of buying your first home? One big hurdle is getting your down payment together. Here’s how you can get started.
Home Ownership
Deciding on a mortgage strategy
Buying a home is a big decision and selecting a mortgage can feel overwhelming. Learn more on how to make the right choice for you and your family.
