![Mother, father and child reading a book at home](/sites/default/files/styles/bsf_card_8_5_800w/public/images/2024-03/AdobeStock_345598173_800x450.jpg.webp?itok=1jfNL75r)
![5.1% First Home Savings Bundle Offer Rate Image](/sites/default/files/styles/bsf_scale_1400/public/images/2024-03/2024-03_b_FHSA_800x550_1.jpg.webp?itok=lhApFtE4)
Start with a great rate on an FHSA
Your journey to home ownership starts with the First Home Savings Account, a registered savings plan designed to help first-time home buyers. Enjoy tax benefits while you save with a great rate from BlueShore.
The basics:
- $8,000 annual tax-deductible contribution limit
- $40,000 lifetime tax-deductible contribution limit
- 15 years of tax-free savings
- Deposits 100% guaranteed†
Build a bundle and save for your first home with everyday banking
Can your daily banking help you save for a first home? We think so. With the First Home Savings Bundle, enjoy our best rates to accelerate your down payment savings and benefit from a suite of essential and personalized services.
![Mother, father and child reading a book at home](/sites/default/files/styles/bsf_scale_1400/public/images/2024-03/AdobeStock_345598173_800x450.jpg.webp?itok=Ao7qHjeH)
Bonus rates on term deposits
Grow your down payment with bonus rates on redeemable and non-redeemable term deposits1 exclusive to the First Home Savings Bundle. Select from a range of options then lock in the rate and term that best fits your needs.
When making your first home purchase, redeem your deposits with interest on a down payment for your home mortgaged with BlueShore.2
Term Deposit Bonus Rates1
1-Year redeemable FLEXTerm | 4.00% | 3-Year non-redeemable | 4.55% |
1-Year non-redeemable | 5.00% | 4-Year non-redeemable | 4.45% |
2-Year non-redeemable | 4.65% | 5-Year non-redeemable | 4.45% |
Unlimited Chequing Account
Enjoy peace of mind and flexibility with everyday unlimited banking, while you save for your first home.
- Flat monthly fee of $14, waived with a minimum monthly balance3
- Unlimited transactions, including Interac® e-Transfers
- No-fee overdraft protection
- $1.25 credit for each payroll deposit (up to $60/year)
![A client speaking to an advisor in branch](/sites/default/files/styles/bsf_scale_1400/public/images/2024-03/2024-03_unlimited-chequing_800x450.jpg.webp?itok=4oipnsKs)
![A man with his friends using his credit card to pay for a meal in a cafe](/sites/default/files/styles/bsf_scale_1400/public/images/2024-03/2024-03_world-elite-mastercard_800x450.jpg.webp?itok=GSFAY0c5)
World or World Elite Mastercard®
Enjoy a premium card to suit your lifestyle with up to $170 in value on a new Collabria World or Cash Back World Elite Mastercard® with a limited, one-time offer of:
- $120 annual fee refunded♦
- 5,000 Welcome Points♦♦ ($50 value)
Earn and redeem points on your everyday spending, with ease.
New Client Welcome Bonus
Receive up to $450‡ when you sign up for the First Home Savings Bundle at BlueShore. Bonus details include:
- $200‡ when opening an Unlimited Chequing account
- $250‡ when opening a term deposit with a minimum contribution
Terms and conditions apply.
![New Client Bonus of $450**](/sites/default/files/styles/bsf_scale_1400/public/images/2024-03/FHSB_landing-page_welcome-bonus_1.jpg.webp?itok=PygBPbCq)
Start saving for your first home today
Online
Complete this form and a BlueShore representative will contact you, or click the Live Chat icon to begin a chat.
By Phone
Phone: 604.982.8000
Toll-free: 1.888.713.6728
Solution Centre Hours:
Mon to Fri 8am-8pm
Sat 9am-5pm
In Person
Visit a branch near you to take advantage of this offer.
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