2024 Retirement Term Deposit Offer - 2 Year Escalator Rate

Take your savings to the next level

Lock in a great rate now and enjoy higher rates starting in year two. Earn 4.8% in the first year on registered accounts or 4.7% in the first year for non-registered accounts, increased automatically to 5.0% in the second year of your investment.

  • Option to redeem funds after the first anniversary, or earn a higher rate for another year
  • Registered accounts include RRSP, RRIF, RESP, TFSA or RDSP
  • Choose to renew or reinvest at maturity 
  • Deposits 100% guaranteed 
  • $100 minimum
  • New clients receive a Welcome Bonus of up to $400a

Accelerate your earnings

Invest in a market-linked term deposit. Enjoy the security of a term deposit with the growth potential of the stock market and earn up to 50.0%b.

  • Term lengths of 3 or 5 years 
  • RRSP, TFSA, RESP eligible 
  • Next sales period: January 23 to March 18 
  • Intro period interest rate earned from purchase date until Issue date**
  • Deposits 100% guaranteed
  • $500 minimum 
  • New clients receive a Welcome Bonus of up to $400a
Retirement Term Deposit Offer - MLTD Rate 6.0%
Body - 2024 Retirement Term Deposit Offer - 1 Year - 4.9%

Boost your savings today

Enjoy a great rate on a 1-year term deposit.

  • All registered products eligible
  • Deposits 100% guaranteed
  • $500 minimum
  • New deposits only
  • New clients receive a Welcome Bonus of up to $400a

 

Body - 2024 Retirement Term Deposit Offer - 15 Month - 5.0%

Lock in for guaranteed growth

Opt for strong, steady growth with our 15-month term deposit. 

  • All registered products eligible
  • Deposits 100% guaranteed
  • $500 minimum
  • New deposits only
  • New clients receive a Welcome Bonus of up to $400a

Receive up to $400 as a Welcome Bonusa when you join BlueShore Financial

Not yet a BlueShore client? Discover why our clients rank us higher than other financial institutions for improving their financial well-beingc and we’ll treat you to a special Welcome Bonus of up to $400a when you join.

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Planning for retirement means thinking about what your income and spending will be like once you stop working. Read this article to learn what you need to think about and know.

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Achieve your retirement goals in today’s economy

Does the current economy have you concerned about your retirement? Watch our complimentary webinar to learn solutions and strategies to ensure you have a solid plan. 

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Invest in your retirement today

Online

Complete this form and a BlueShore representative will contact you, or click the Live Chat icon to begin a chat.

By Phone

Phone: 604.982.8000
Toll-free: 1.888.713.6728

Solution Centre Hours:
Mon to Fri 8am-8pm
Sat 9am-5pm

In Person

Visit a branch near you to take advantage of this offer.

 

*Rates are per annum and subject to change. Offered by BlueShore Financial Credit Union subject to terms and conditions. 

Offer Terms: 2-Year- Escalator Term Deposit

  • Minimum deposit of $100 for the 2-year Escalator Term Deposit
  • 2-year Escalator Term Deposit can be redeemed with interest after the first anniversary, or earn a higher rate for another year 
  • At maturity you have the option to renew your Term Deposit, invest in a different term deposit, or withdraw the funds

Offer Terms: Market-Linked Term Deposit 

  • Minimum deposit of $500 for the Market Linked Term Deposit
  • Term length of 3 or 5 years (non-redeemable during the term)
  • b Eligible sales period between January 23, 2024 – March 18, 2024. The rate of return is determined by the cumulative performance of the basket of securities up to a maximum total return. The maximum total return on a Guaranteed Plus 5 year product is 50.0%. Additional products and returns can be viewed here .  
  • ** Interest accrues daily at the intro period bonus deposit rate  from the purchase date (sales period between January 23, 2024 - March 18, 2024), until the issue. Issue date for GuaranteePlus Term Deposit 5 Year Term is April 12, 2024. Issue date for GuaranteePlus 3 Year Term, Global Performance Term Deposit and Responsible Option Aggressive Guaranteed Term Deposit is April 16, 2024. Interest is paid to the client’s chequing or savings account and is not added to the balance of the market-linked term.  Rates are per annum and subject to change. Offered by BlueShore Financial Credit Union subject to terms and conditions.

Offer Terms: 1-year and 15-month 

  • Minimum deposit of $500 for the 1-year and 15-month offers; 
  • RRSP, RRIF, TFSA, RESP, FHSA and RDSP eligible
  • Advertised rate applies only to new deposits opened from funds transferred to BlueShore Financial and is subject to change without notice prior to purchase 
  • 1-year and 15-month Term Deposits are non-redeemable
  • At maturity you have the option to renew your Term Deposit, invest in a different term deposit, or withdraw the funds

Offer Terms: Welcome Bonus

aNew clients can earn the following welcome bonuses:

A) $200 when opening either a Premium or Unlimited Chequing account with: 

  1. direct deposit setup with 3 consecutive deposits (ie. payroll or pension), AND
  2. two pre-authorized payments have been completed within 120 days of account opening (ie. mortgage or rent payments), OR 
  3. two bill payments of at least $50 each completed within 120 days of account opening (ie. phone or utility bill).

B) another $200 when opening any RRSP, RRIF, RESP, TFSA, FHSA or RDSP account with at least $4,000 AND maintaining until May 31, 2024.

Cash bonus will be credited to the eligible chequing account by June 30, 2024. 

Welcome bonuses are available for a limited time and subject to change. Offered by BlueShore Financial Credit Union subject to terms and conditions.

Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).

c Based on annual surveys conducted by Ipsos of both BlueShore Financial clients and non-clients.