Money and wire transfers

Get funds from here to there - fast

As a BlueShore Financial client, you can use our incoming and outgoing money transfer services to send funds to any financial institution in Canada, the U.S. or overseas.

Receive a Transfer

When receiving a wire or money transfer, the individual or business sending you the wire initially transfers the funds to a central financial institution. For Canadian dollar transfers, it is then sent directly to your financial institution. For U.S. dollar transfers, it is routed through intermediate institutions before being deposited at your financial institution. For transfers sent in currencies other than USD or CAD, please contact us for details.

To receive a wire transfer to your account, you will need to provide the following routing instructions together with your name, full legal address and account information to the individual or business sending the wire:

Please note, the wire transfer will not be accepted if the beneficiary name (account holder) and account information are not specified.

Routing instructions

Please use the following forms for your wire transfer.

• CAD Dollar Incoming Wire Transfer Form
• USD Incoming Wire Transfer Form

The details needed for the wire transfer can be found via the following methods:

• You can locate your account details at the bottom of your cheque, on your statement or within Online Banking.
• From within Online Banking, you can print a branded letter with an image of a void cheque and all of your account encoding. To do this simply click on the "Void Cheque Letter" link that appears just below Show Account Details.
• Find your branch name and address 
• Find your institution / branch number

Send a transfer

To send a wire transfer to any financial institution in Canada, the U.S., or overseas, you must complete and sign a wire transfer request form available from any of our branches or Solution Centre.

You will need the following information:

• Full name of the person to whom you are sending the wire (the beneficiary)
• Full legal address (no P.O. boxes) of both the receiver and sender
• Branch location, including the bank name, street address, city and country
• Account number of the beneficiary
  • For transfers to the U.S., the Bank of America requires a 10-digit beneficiary account number.
  • For transfers to Mexico, an 18-digit beneficiary account number is required.
  • For transfers to most European countries* as well as Mauritius and Tunisia, the International Bank Account Number (IBAN) must be used. The IBAN is alphanumeric and the length varies by country. The IBAN is provided by the recipient.
  • For transfers to Mexico, Egypt, Hungary, Poland and Bahrain, the ordering customer's name, account number, and address must be included.

Fees vary depending on the value, currency and destination country. Non-conforming money transfers will be returned, minus fees. We do not send Canadian funds outside of Canada. Transfers to the United States must be sent in USD. Overseas transfers must be in USD or the local currency of the receiving country.

Domestic transfers initiated by 11:30am generally are credited on the same business day. Transfers to the U.S. initiated by 11:30am generally are credited within one business day. International wire transfers initiated by 12:00pm generally are credited within two to four business days.

Fraud alert

Many money-wiring scams are initiated through email or by telephone. You may get requests to wire money in order to obtain a prize, participate in a foreign lottery or business opportunity, or to get a credit card or loan. Never respond to such offers.

Talk to us

If you need any assistance with wire transfers, please call us at 604.982.8000 (toll-free 1.888.713.6728), send us a message, or visit a local branch.