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Term Deposits

We offer a full range of term deposits to meet your unique needs. Short-term or long, redeemable or non-redeemable, registered or non-registered, guaranteed interest rate or market-based, we can help you find the most suitable term deposit option to reach your savings goals.

Our term deposits provide:

  • A great way to earn higher interest on money you don't need for day-to-day expenses
  • A no-risk savings strategy with guaranteed principal and interest
  • The option to consider term rates based partially or wholly on market performance, for higher potential growth
  • Term lengths from as short as 30 days up to 5 years
  • Low minimum deposits
  • Competitive interest rates
  • Deposits are 100% guaranteed*

Our Business Advisors will work with you to find the term deposit solution that meets your needs.

All

Short-Term Non-Redeemable Term Deposit
Guaranteed growth for as little as 30 days
Long-Term Non-Redeemable Term Deposit
Guaranteed growth over the long term
Long-Term Redeemable Term Deposit
Guaranteed growth over the long term
FLEXterm Term Deposit
Even small deposits can work harder
Escalator® Term Deposit
Growth that escalates over the long term
Jump Rate® Term Deposit
Flexibility with a guaranteed rate of return
GuaranteePlus Term Deposit
Guaranteed return plus potential
Global Guarantee Term Deposit
Growth based on international markets
Global Performance Term Deposit
Growth based on international markets
U.S. Term Deposits
Guaranteed growth over the long term

Non-Redeemable

Short-Term Non-Redeemable Term Deposit
Guaranteed growth for as little as 30 days
Long-Term Non-Redeemable Term Deposit
Guaranteed growth over the long term
Jump Rate™ Term Deposit
Long-term, flexible deposit with rising rate
GuaranteePlus Term Deposit
Guaranteed return plus potential
Global Guarantee Term Deposit
Growth based on international markets
Global Performance Term Deposit
Growth based on international markets
US Term Deposits
Guaranteed growth for as little as 30 days

Redeemable

Long-Term Redeemable Term Deposit
Guaranteed growth over the long term
FLEXterm Term Deposit
Even small deposits can work harder
Escalator Term Deposit
Growth that escalates over 3 years

Long-term

Long-Term Non-Redeemable Term Deposit
Guaranteed growth over the long term
Long-Term Redeemable Term Deposit
Guaranteed growth over the long term
Escalator Term Deposit
Growth that escalates over 3 years
Jump Rate
Long-term, flexible deposit with rising rate
GuaranteePlus Term Deposit
Guaranteed return plus potential
Global Guarantee Term Deposit
Growth based on international markets
Global Performance Term Deposit
Growth based on international markets
US Term Deposits
Guaranteed growth over the long term

Short-term

Short-Term Non-Redeemable Term Deposit
Guaranteed growth for as little as 30 days
FLEXterm Term Deposit
Even small deposits can work harder
US Term Deposits
Guaranteed growth for as little as 30 days

Still have questions?

Browse through our FAQs or book an appointment with one of our Financial Advisors.

* Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.

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