Term Deposits
We offer a full range of term deposits to meet your unique needs. Short-term or long, redeemable or non-redeemable, registered or non-registered, guaranteed interest rate or market-based, we can help you find the most suitable term deposit option to reach your savings goals.
Our term deposits provide:
- A great way to earn higher interest on money you don't need for day-to-day expenses
- A no-risk savings strategy with guaranteed principal and interest
- The option to consider term rates based partially or wholly on market performance, for higher potential growth
- Term lengths from as short as 30 days up to 5 years
- Low minimum deposits
- Competitive interest rates
- Deposits are 100% guaranteed*
Our Business Advisors will work with you to find the term deposit solution that meets your needs.
All
- Short-Term Non-Redeemable Term Deposit
- Guaranteed growth for as little as 30 days
-
- Laddered rate
- 30-364 days
- $500 minimum
- RRSP, RRIF & TFSA eligible
- More Details | Request Info
- Long-Term Non-Redeemable Term Deposit
- Guaranteed growth over the long term
-
- Laddered rate
- 1-5 years
- $500 minimum
- RRSP, RRIF, RESP, TFSA eligible
- More Details | Request Info
- Long-Term Redeemable Term Deposit
- Guaranteed growth over the long term
-
- Laddered rate
- 1-5 years
- $500 minimum
- RRSP, RRIF, RESP & TFSA eligible
- More Details | Request Info
- FLEXterm Term Deposit
- Even small deposits can work harder
-
- 60 days - 1 year
- $100 minimum
- RRSP, RRIF, TFSA eligible
- More Details | Request Info
- Escalator® Term Deposit
- Growth that escalates over the long term
-
- Laddered rate
- 2, 3 and 5 year terms
- $100 minimum
- RRSP, RRIF, RESP, TFSA eligible
- More Details | Request Info
- Jump Rate® Term Deposit
- Flexibility with a guaranteed rate of return
-
- 18 months
- $500 minimum
- RRSP, RRIF, RESP & TFSA eligible
- More Details | Request Info
- GuaranteePlus Term Deposit
- Guaranteed return plus potential
-
- Market performance based rate
- 3 or 5 years
- $500 minimum
- RRSP, RESP, TFSA eligible
- More Details | Request Info
- Global Guarantee Term Deposit
- Growth based on international markets
-
- Market performance-based rate
- 5 years
- $500 minimum
- RRSP, RESP & TFSA eligible
- More Details | Request Info
- Global Performance Term Deposit
- Growth based on international markets
-
- Market performance-based rate
- 5 years
- $500 minimum
- RRSP, RESP & TFSA eligible
- More Details | Request Info
- U.S. Term Deposits
- Guaranteed growth over the long term
-
- 30 days – 1 year
- $500 minimum
- Interest at maturity
- More Details | Request Info
Non-Redeemable
- Short-Term Non-Redeemable Term Deposit
- Guaranteed growth for as little as 30 days
-
- Laddered rate
- 30-364 days
- $500 minimum ($2000 if registered)
- RRSP & RRIF eligible
- More Details | Request Info
- Long-Term Non-Redeemable Term Deposit
- Guaranteed growth over the long term
-
- Laddered rate
- 1-5 years
- $500 minimum
- RRSP, RRIF, RESP, TFSA eligible
- More Details | Request Info
- Jump Rate™ Term Deposit
- Long-term, flexible deposit with rising rate
-
- 18 months
- $500 minimum
- RRSP, RRIF, RESP & TFSA eligible
- More Details | Request Info
- GuaranteePlus Term Deposit
- Guaranteed return plus potential
-
- Market performance based rate
- 3 or 5 years
- $500 minimum
- RRSP, RESP, TFSA eligible
- More Details | Request Info
- Global Guarantee Term Deposit
- Growth based on international markets
-
- Market performance-based rate
- 5 years
- $500 minimum
- RRSP & RESP eligible
- More Details | Request Info
- Global Performance Term Deposit
- Growth based on international markets
-
- Market performance-based rate
- 5 years
- $500 minimum
- RRSP, RESP & TFSA eligible
- More Details | Request Info
- US Term Deposits
- Guaranteed growth for as little as 30 days
-
- 30-364 days
- $500 minimum
- Interest at maturity
- More Details | Request Info
Redeemable
- Long-Term Redeemable Term Deposit
- Guaranteed growth over the long term
-
- Laddered rate
- 1-5 years
- $500 minimum
- RRSP, RRIF, RESP & TFSA eligible
- More Details | Request Info
- FLEXterm Term Deposit
- Even small deposits can work harder
-
- 60 days - 1 year
- $100 minimum
- RRSP, RRIF, TFSA eligible
- More Details | Request Info
- Escalator Term Deposit
- Growth that escalates over 3 years
-
- Laddered rate
- 3-year term
- $100 minimum
- RRSP, RRIF, RESP, TFSA eligible
- More Details | Request Info
Long-term
- Long-Term Non-Redeemable Term Deposit
- Guaranteed growth over the long term
-
- Laddered rate
- 1-5 years
- $500 minimum
- RRSP, RRIF, RESP, TFSA eligible
- More Details | Request Info
- Long-Term Redeemable Term Deposit
- Guaranteed growth over the long term
-
- Laddered rate
- 1-5 years
- $500 minimum
- RRSP, RRIF, RESP & TFSA eligible
- More Details | Request Info
- Escalator Term Deposit
- Growth that escalates over 3 years
-
- Laddered rate
- 3-year term
- $100 minimum
- RRSP, RRIF, RESP, TFSA eligible
- More Details | Request Info
- Jump Rate
- Long-term, flexible deposit with rising rate
-
- 18 months
- $500 minimum
- RRSP, RRIF, RESP & TFSA eligible
- More Details | Request Info
- GuaranteePlus Term Deposit
- Guaranteed return plus potential
-
- Minimum return guaranteed
- 3 or 5 years
- $500 minimum
- RRSP, RESP, TFSA eligible
- More Details | Request Info
- Global Guarantee Term Deposit
- Growth based on international markets
-
- Market performance-based rate
- 5 years
- $500 minimum
- RRSP & RESP eligible
- More Details | Request Info
- Global Performance Term Deposit
- Growth based on international markets
-
- Market performance-based rate
- 5 years
- $500 minimum
- RRSP, RESP & TFSA eligible
- More Details | Request Info
- US Term Deposits
- Guaranteed growth over the long term
-
- 1 year
- $500 minimum
- Interest at maturity
- More Details | Request Info
Short-term
- Short-Term Non-Redeemable Term Deposit
- Guaranteed growth for as little as 30 days
-
- Laddered rate
- 30-364 days
- $500 minimum ($2000 if registered)
- RRSP & RRIF eligible
- More Details | Request Info
- FLEXterm Term Deposit
- Even small deposits can work harder
-
- 60 days - 1 year
- $100 minimum
- RRSP, RRIF, TFSA eligible
- More Details | Request Info
- US Term Deposits
- Guaranteed growth for as little as 30 days
-
- 30-364 days
- $500 minimum
- Interest at maturity
- More Details | Request Info
Still have questions?
Browse through our FAQs or book an appointment with one of our Financial Advisors.