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Online Banking

Golden Savings

Golden Savings

Earn interest with access to your money.

  • For clients age 59 and over
  • 10 free transactions a month
  • Access your money anytime – through ATMs, direct payment (POS), online or mobile banking, or in-branch withdrawals
Apply now

Account Benefits

If you are 59 or over, this account is ideal if you wish to earn interest on your funds but make occasional withdrawals. As a Golden client, you get 10 free transactions a month and you can access your money any time.

  • 10 free transactions per month (see service charges for details)
  • Free Canadian bank drafts
  • Access to your funds via ATM, direct payment (POS), online or mobile banking, or in-branch withdrawals
  • Free electronic transfers between BlueShore Financial accounts
  • Free monthly statement
  • Per-transaction fees (after the first 10) mean you only pay for what you use
  • Deposits are 100% guaranteed*


  • Interest paid monthly, calculated on daily closing balance
  • Current rate: 0.05%


Interest paid monthly, calculated on daily closing balance


No minimum balance required to earn interest.


Service Fees

Savings package service charges
Withdrawals $1.00b $1.00b $1.00b
Bill Payments $1.00b $1.00b $1.00b
Transfers (between BlueShore Financial accounts) $1.00b $1.00b $1.00b
Withdrawals - BlueShore Financial, THE EXCHANGE® or ACCULINK® ATM $0.70b $0.70b $0.70b
Withdrawals - Interac® ATM $2.25 $2.25 $2.25
Withdrawals - Cirrus or U.S. EXCHANGE® ATM $3.25 $3.25 $3.25
Point of Sale (in Canada) $0.70b $0.70b $0.70b
Bill Payment $0.70b $0.70b $0.70b
Transfers (between BlueShore Financial accounts) Free Free Free
Interac® e-Transfers $1.50 $1.50 $1.50
Pre-authorized Payment Debits $0.70b $0.70b $0.70b
Cheque Clearing N/A N/A N/A

b May be counted as free transaction(s) as per package set-up.

Concerned about service fees? Talk to us about how you might be able to save money by switching to a different account package.

* Deposits are 100% guaranteed. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.

®Trademark of Interac Inc. Used under licence.
®THE EXCHANGE and ®THE EXCHANGE & Design are registered trademarks owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
®ACCULINK is a registered trade-mark owned by Credit Union Central of Canada, used under license.

† Rates are subject to change without notice at any time. For more information visit your nearest branch or call us at 604.982.8000 or toll-free 1.888.713.6728.

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