Account Overview
For those with U.S. currency needs. Save and use your account across the board and across the border.
- No need to convert your funds
- Pay only for the services you use
- Earn daily interest
- Transfer funds online between your U.S. and Canadian accounts
All eligible deposits with BlueShore Financial are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC)†.
One free transaction included per month
Eligible deposits 100% guaranteed†
No need to frequently convert funds
Why choose the U.S. Savings Account from BlueShore Financial
Ideal for cross-border savings
Buy U.S. currency at favorable rates and earn daily interest on funds held.
One free transaction per month
Make on free transaction per month through your savings account with per-transaction fees after that.
Complements U.S. Chequing Account
Transfer funds between U.S. Savings and U.S. Chequing accounts with no currency conversion.
Convenient cross-border transfers
Add to your savings at any time with unlimited access and transfers into your account.
Free monthly statement
Keep on top of your account and reduce paper when you opt in for electronic statements (e-Statement).
Interest
| Balance | Rate* | |
| No minimum balance required to earn interest |
Get answers about our U.S. Savings Account
BlueShore Finanical is a BC Financial Services Authority authorized credit union and is covered by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC). As a member, your eligible deposits are 100% protected by CUDIC. Learn more about CUDIC.
There is no monthly fee on the U.S. Savings Account.
While a savings account is valuable in helping you achieve your long- and short-term savings goals, you should also consider opening a chequing account for managing daily spending, bills and other basic banking needs. BlueShore offers a variety of Chequing Account options and bundles, including accounts for conducting regular activities in the United States.
The table above demonstrates the rate calculated for the U.S. Savings Account, with no minimum balance required.
Preauthorized contributions can be a very easy and effective way to save for your goals. Through BlueShore’s Online and Mobile Banking tools, you can easily set up preauthorized transfers for your account. This Help Centre article explains how. If you need further help, we can assist you with the transfer – call us at 604.982.8000 (toll-free 1.888.713.6728), send us a message, or visit a local branch.
First, you must be a client of BlueShore Financial. As a credit union, that requires becoming a member. Learn more about how you can join us and the benefits of being part of the BlueShore Financial community. You can call us at 604.982.8000 (toll-free 1.888.713.6728) or visit a local branch for further guidance on selecting and opening the right account for you.
Please note this account cannot be accessed from ATMs that dispense U.S. funds. Access your funds online, in-branch or by phone through our Solution Centre.
Have a question? Ask an expert
John Cindric Financial AdvisorMutual Funds Investment Specialist
Financial Advisor
Mutual Funds Investment Specialist
Our team of experienced professionals are here to answer any questions you may have.
Receive up to $800 for joining BlueShore Financial
Not only will you enjoy a premium banking experience with expert financial advice, but as our gift to you as a new client, you can also receive up to $800‡ cash back when you join BlueShore Financial.
Select from a range of chequing, savings and credit card options for your personal or business needs to start your Welcome Bonus.
Take your savings to the next level
Lock in a great rate now and enjoy higher rates starting in year two. Earn 2.50% in the first year, increased automatically to 3.50% in the second year of your investment.^
- Option to redeem funds after the first anniversary, or earn a higher rate for another year
- Registered accounts include RRSP, RRIF, RESP, TFSA or RDSP
- Choose to renew or reinvest at maturity
- Eligible deposits are 100% guaranteed†
- $100 minimum
Explore Other Accounts
U.S. Chequing Account
Efficient banking sheltered from rate fluctuations.
- No need to convert your funds to make U.S. payments by cheque
- Transfer funds between your U.S. and Canadian accounts
- Complements U.S. Savings account
Premium Chequing Account
Enjoy flexibility in a premium daily account.
• No limit on transactions
• $25 monthly fee (waived when maintaining a $9,000 balance)
• Annual fee rebate on World Elite Mastercard®
Premium Savings Account
Set goals and accumulate savings faster with British Columbia's best advertised savings rate.1
- One free debit transaction per month
- No minimum amount required
- Tiered interest based on balance
- Rate*
- 1.55%
Open a U.S. Savings Account today
Online
Complete this form and a BlueShore representative will contact you, or click the Live Chat icon to begin a chat.
By Phone
Phone: 604.982.8000
Toll-free: 1.888.713.6728
Solution Centre Hours:
Mon to Fri 8am-8pm
Sat 9am-5pm
In Person
Visit a branch near you to take advantage of this offer.