Invest and save with confidence

Earn 4.8% in the first year on registered accounts or 4.7% in the first year on non-registered accounts, then 5.0% in the second year.

  • Registered accounts include RRSP, RRIF, RESP, TFSA or RDSP
  • Deposits 100% guaranteed
  • $100 minimum

Learn More

 2 Year Escalator Rate

Term Deposits

A cornerstone of many savings and investment plans, we make it easy for you to choose the term deposit option that's right for you. They're all safe, secure and deposits are 100% guaranteed.**

Non-Redeemable Term Deposits

Escalator Term Deposits

Market-Linked Term Deposits

U.S. Term Deposits

See Our Term Deposit Rates

A responsible investing option with your values in mind

The Responsible Option Aggressive Guaranteed Term Deposit offers:

  • Returns linked to the growth potential of 50 responsible companies
  • Higher potential return than traditional term deposits
  • A 100% principal guarantee** 

Learn more

Family working in garden

Market Investments

We offer a wide range of market-based products to suit your investment goals and personality, whether you're just starting out or already have a mature portfolio.

Mutual Funds 

Stocks & Bonds 

ETFs 

Registered Plans

We can help you start and grow these powerful, tax-efficient registered plans.

TFSAs

RESPs

RRSPs

RRIFs

RDSPs

FHSA

Investment Advisor, Niall Dempsey

Niall Dempsey

Investment Advisor

Have a question? Ask an expert

Our team of experienced professionals are here to answer any questions you may have.

‡ Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).

† Mutual funds are offered through Credential Asset Management Inc.

 Mutual funds, other securities and securities related financial planning services are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.