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Home is where the heart is. It's where life-changing events, quiet moments and family festivities all happen. Every home needs a solid financial foundation and that includes a mortgage that meets your needs.

House icon - Mortgages

What type of mortgage is right for me?

This easy-to-use selector tool will help you determine what type of mortgage you should consider.

Select now

Fixed Rate Mortgages

Guaranteed rate with full payment flexibility.

Variable Rate Mortgages

Full repayment flexibility and savings potential.

Home Equity Line of Credit

Make your home equity work for you.

Specialty Mortgages

Our specialty mortgages address unique needs.

  • Own-to-Rent Mortgage – Designed for the unique needs of those purchasing rental property for investment or income.
  • Summit Mortgage – Expensive real estate means larger mortgages; up to $3 million for clients with higher net worth.
  • Self-Employed Mortgage – For the business owner, a mortgage that reflects your true earning power with competitive rates.

BlueShore Financial mortgages offer the following features:

  • Flexible: choose the right term, from 6 months to 10 years, and the right amortization (as long as 30 years).
  • Multiple payment options: Choose weekly, bi-weekly, semi-monthly or monthly payments to suit your cash flow. Up to 15% of the original principal can be paid down each year on the mortgage anniversary date. Also, scheduled payments can be increased, on an ongoing basis, by up to 15% once each calendar year.
  • Custom built: If a listed mortgage option doesn't seem to be what you need, we can build the ideal mortgage solution for you.
  • Portable – Take your mortgage with you when you purchase a new home (with qualification).
  • Assumable: Transfer your mortgage terms to the buyer when you sell (with qualification).
  • Waived legal fees: If you borrow additional funds or choose another BlueShore Financial mortgage, you pay no additional legal fees.
  • Extended financing: Up to 80% of property value or up to 95% if insured by CMHC, with down payments as low as 5%.

Apply now or get pre-approved for a mortgage. It couldn't be easier.

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