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Online Banking

Apple Pay
Apple Pay

Apple Pay® is easy and secure and works with Apple devices such as your iPhone and Apple Watch. Rather than search for your credit card, simply tap your phone or watch at the checkout and you’re done.

Apple Pay

Apple Pay

Private and secure

  • Every transaction is kept safe using the security features of your phone: Touch ID, Face ID or your passcode.
  • When you make a purchase, Apple Pay uses a device-specific number and unique transaction code.
  • Apple Pay doesn’t store or share your private account information, including your name and the original card number. No information is ever shared with the merchants.
  • Apple Pay is so secure that unlike regular tap payments that have a transaction limit of $100, there is no cap on payments made with Apple Pay.

Getting started

Your Apple device

You’ll need an iPhone 6 or later (including iPhone SE) with the latest version of iOS. If you have an Apple Watch, it will need to be paired with an iPhone 6 or later. Visit the Apple Pay website for a complete list of other compatible Apple Pay devices, including iPads and Macs.


Add your credit card

To use Apple Pay, you’ll need to add your credit card(s) to your iPhone Wallet.

  1. Open the Wallet app on your iPhone
  2. Select the plus sign at the top right of the screen and follow the simple instructions. The app will automatically capture the information on your card, and its photo will appear on the main page of the app.
  3. If you have multiple cards in your wallet, the one at the front will be your default card. To change this – for example, to make your BlueShore Collabria Mastercard your default card – press and hold on the card you want and drag it down so it sits in front of the others.
  4. Follow these steps to add your card to other Apple devices

Using Apple Pay

You can use Apple Pay wherever you see one of these symbols.


Interac and Apple Pay

To use Apple Pay, you must have a passcode set on your device and, optionally, Face ID or Touch ID.


With Touch ID:


  1. Hold the top of your iPhone close to the card reader.
  2. Put your finger or thumb on the home button.
  3. When you see ‘Done’ on your iPhone screen, the transaction is complete.

With Face ID (iPhone X only):


  1. Double-click the side button and look directly at the screen to confirm Face ID.
  2. Hold the top of your iPhone close to the card reader.
  3. When you see ‘Done’ on your iPhone screen, the transaction is complete.

With Apple Watch:


  1. Double-click the side button and hold the display of your Apple Watch close to the card reader.
  2. Wait until you feel a gentle tap.
  3. To choose a card other than the default card, double-click the side button and swipe left or right on the card to choose a different one.

For further information on how to use Apple Pay, please visit Apple Support. You can also read our Apple Pay frequently asked questions.

Have a question? Ask an expert.

Our team of experienced professionals are here to answer any questions you may have. Email or call 1.888.713.6728.

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