Interac e-Transfers
Checking on the status of an e-Transfer
When you send an e-Transfer, the recipient has up to 30 days to accept it and deposit the money into their account.
Sending and receiving an Instant Transfer
Need to send or receive funds right away? Typically, it can take up to 30 minutes between sending and receiving an e-Transfer. With Instant Transfers, e-Transfer senders and recipients are able to receive immediate notification of the transfer without the 30-minute delay when the stipulations outlined below are met.
Instant Transfers may apply as follows:
1. For low dollar amounts
The maximum transfer amount is $500 (or a cumulative total of $500 with a rolling 24-hour period) – Interac checks if the e-Transfer is below that dollar amount and sends a notification to the recipient immediately.
2. When there is sender-to-recipient behavioural history
The maximum amount per Instant Transfer is $5000 – Interac checks if the e-Transfer is below this amount and sends the notification immediately if there is a history between the sender and the recipient.
Talk to us
For any questions please call us at 604.982.8000 (toll-free 1.888.713.6728), send us a message, or visit a local branch.