Mortgages

Our mortgages offer the following features

• Flexible: Choose the right term, from 6 months to 10 years, and the right amortization (as long as 30 years).
• Multiple payment options: Choose weekly, bi-weekly, semi-monthly or monthly payments to suit your cash flow. Up to 15% of the original principal can be paid down each year on the mortgage anniversary date. Also, scheduled payments can be increased, on an ongoing basis, by up to 15% once each calendar year.
• Custom built: If a listed mortgage option doesn't seem to be what you need, we can build the ideal mortgage solution for you.
• Portable – Take your mortgage with you when you purchase a new home (with qualification).
• Assumable: Transfer your mortgage terms to the buyer when you sell (with qualification).
• Waived legal fees: If you borrow additional funds or choose another BlueShore Financial mortgage, you pay no additional legal fees.
• Extended financing: Up to 80% of property value or up to 95% if insured by CMHC, with down payments as low as 5%.

How much mortgage can you afford based on your income, debt and monthly expenses?

Use our "Mortgage Affordability Calculator" to find out.