Our mortgages offer the following features

  • Flexible: Choose the right term, from 6 months to 10 years, and the right amortization (as long as 30 years).
  • Multiple payment options: Choose weekly, bi-weekly, semi-monthly or monthly payments to suit your cash flow. Up to 15% of the original principal can be paid down each year on the mortgage anniversary date. Also, scheduled payments can be increased, on an ongoing basis, by up to 15% once each calendar year.
  • Custom built: If a listed mortgage option doesn't seem to be what you need, we can build the ideal mortgage solution for you.
  • Portable – Take your mortgage with you when you purchase a new home (with qualification).
  • Assumable: Transfer your mortgage terms to the buyer when you sell (with qualification).
  • Waived legal fees: If you borrow additional funds or choose another BlueShore Financial mortgage, you pay no additional legal fees.
  • Extended financing: Up to 80% of property value or up to 95% if insured by CMHC, with down payments as low as 5%.

How much mortgage can you afford based on your income, debt and monthly expenses?

Use our "Mortgage Affordability Calculator" to find out.

BlueShore Financial, Financial Advisor, Raphael Ambrozewicz

Raphael Ambrozewicz

Financial Advisor

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